Mortgages

Customer Mortgage Range
Rates correct as at 16 July 2010

If you want to get an idea of how much you may be able to borrow with our Buy to Let mortgage range, our Buy to Let calculator can help.

Products are only available to new borrowers. Loan To Value... APR... Are all these terms confusing you? Use our Jargon Buster

Buy to Let 2 Year Fixed Rate up to and including 30 September 2012
Initial Rate	Current Buy to Let Variable Rate	The overall cost for comparison is	Maximum Loan To Value	Special Incentives:
4.89% 5.19% 5.39%	5.99% 5.99% 5.99%	6.2% APR 6.3% APR 6.3% APR	60% 65% 70%	No Higher Lending Charge. 10% capital repayments are allowed each year. Maximum loan £500,000
Early Repayment Charges		Early Repayment Charges apply up to and including	Homecover Discount	Fees
Tapered charges of 3/2% of the amount redeemed.		30/09/2012	None	Booking Fee: £199¹ Completion Fee: £800
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Buy to Let 3 Year Fixed Rate up to and including 31 August 2013
Initial Rate	Current Buy to Let Variable Rate	The overall cost for comparison is	Maximum Loan To Value	Special Incentives:
5.49% 5.79% 5.99%	5.99% 5.99% 5.99%	6.4% APR 6.4% APR 6.6% APR	60% 65% 70%	No Higher Lending Charge. 10% capital repayments are allowed each year. Maximum loan £500,000
Early Repayment Charges		Early Repayment Charges apply up to and including	Homecover Discount	Fees
Tapered charges of 4/3/2% of the amount redeemed.		31/08/2013	None	Booking Fee: £199¹ Completion Fee: £1,350
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Buy to Let 5 Year Fixed Rate up to and including 31 August 2015
Initial Rate	Current Buy to Let Variable Rate	The overall cost for comparison is	Maximum Loan To Value	Special Incentives:
5.69% 5.99% 6.29%	5.99% 5.99% 5.99%	6.4% APR 6.7% APR 6.7% APR	60% 65% 70%	No Higher Lending Charge. 10% capital repayments are allowed each year. Maximum loan £500,000
Early Repayment Charges		Early Repayment Charges apply up to and including	Homecover Discount	Fees
Tapered charges of 5/5/4/3/2% of the amount redeemed.		31/08/2015	None	Booking Fee: £199¹ Completion Fee: £1,350
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Buy to Let Variable Rate
Initial Rate	Current Buy to Let Variable Rate	The overall cost for comparison is	Maximum Loan To Value	Special Incentives:
5.99% 5.99%	5.99% 5.99%	6.4% APR 6.6% APR	60% 70%	Standard Variable Rate plus 0.30% for the term of the mortgage. Unlimited capital repayments. Maximum loan £500,000.
Early Repayment Charges		Early Repayment Charges apply up to and including	Homecover Discount	Fees
None		None	None	Booking Fee: £199¹ Completion Fee (Maximum 60% Loan To Value): £800 Completion Fee (Maximum 70% Loan To Value): £1,350
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Read our Important Notes

What happens at the end of the Special Product Period?

At the end of the Special Fixed/Tracker/Capped/Discounted period of each product detailed above, your mortgage will revert to our Buy to Let Variable Rate applicable at the time (currently 5.99%).

What about Discounted Products?

Some Leeds Building Society mortgages are discounted if Homecover (Buildings and Contents insurance) is also taken out with the society. This is detailed in the "Homecover Discount" column. If available you will receive a 0.24% discount on the interest rate detailed in the "Gross" column.

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. This service is not available on Buy to Let remortgages in Northern Ireland.

Existing Leeds Building Society mortgage customer moving home?

As an existing customer our Loyalty Reward Mortgage Scheme will give you the following great benefits:

• £200 cashback
• Fast application service
• Full advice available on your mortgage
• Completion Fees added to your loan

Find out more about the Loyalty Reward Mortgage Scheme »

Any Questions?

Please contact your local branch or call us direct on 08450 50 50 62. Lines are open 8am to 8pm seven days a week