5 Year Fixed Rate Mortgages

Leeds Building Society's 5 year fixed rate mortgages mean that you will pay the same level of interest every month for 5 years even if the Bank of England decides to increase the Bank Base Rate. Find more details below on our 5 year fixed rate mortgages.

Products are only available to new borrowers and existing borrowers moving home. Loan To Value... APR... Are all these terms confusing you? Use our Jargon Buster

Customer Mortgage Range
Rates correct as at 2 July 2010

5 Year Fixed Rate up to and including 30 November 2015
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.18% 4.83% 5.63% Fixed up to and including 30/11/2015	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.4% APR 5.7% APR 6.0% APR	60% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 November 2015 For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch

5 Year Fixed Rate up to and including 30 November 2015
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.83% 5.03% 5.73% Fixed up to and including 30/11/2015	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.7% APR 5.7% APR 6.0% APR	60% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.	£1,000 cashback on completion No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 November 2015 For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch

Fees Assisted 5 Year Fixed Rate up to and including 30 November 2015
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.19% 5.53% 6.23% Fixed up to and including 30/11/2015	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.7% APR 5.8% APR 6.1% APR	60% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.	1% cashback on completion No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply up to and including 30 November 2015 For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch

What about Discounted Products?

Some Leeds Building Society mortgages are discounted if HomeCover (Buildings and Contents Insurance) is also taken out with the Society. This is detailed in the "HomeCover Discount" column. If available you will receive a 0.24% discount on the interest rate detailed in the "Initial Rate" column.

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE for standard re-mortgages on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. Free in-house legal services are not available on certain products including shared ownership if you are increasing your share of the property, buy to let in Northern Ireland or Self-build.

Existing Leeds Building Society mortgage customer moving home?

As an existing customer our Loyalty Reward Mortgage Scheme will give you the following great benefits:

• Fast application service
• Full advice available on your mortgage
• Completion Fees added to your loan

Find out more about the Loyalty Reward Mortgage Scheme »

Any Questions?

Please contact your local branch or call us direct on 08450 50 50 62. Lines are open 8am to 8pm seven days a week.